What are the insurance requirements for my organization to receive this funding?

The minimum kinds and amounts of insurance are:

Workers’ Compensation – Contractors are required to comply with applicable Federal and Georgia State workers’ compensation statutes.  Policies covering Workers’ Compensation liability shall provide coverage of statutory benefits and employers liability of at least $1,000,000 each accident; at least $1,000,000 each employee for disease and $1,000,000 policy limit for disease.

General Liability  - $2,000,000 aggregate; $1,000,000 per occurrence; 50,000 fire damage; 5,000 medical expenses; 1,000,000 products completed operations; 1,000,000 personal and advertising injury or greater.  Coverage should be on a per occurrence basis.

Automobile Liability – Automobile liability insurance shall be written on the comprehensive form of policy – Combined single limit of at least $1,000,000 to include Hired Autos and Non-owned Autos.  The policy shall provide for bodily injury and property damage liability covering the operation of all automobiles used in connection with performing the contract. 

Fidelity Bond or Commercial Crime Insurance Coverage pursuant to the following requirements:

  • The amount of coverage must be equal to or greater than the amount of ACCGov awarded funds;
  • Coverage must extend for the entire contract period;
  • ACCGov shall listed as additional insured or loss payee

The Certificate of Insurance evidencing required insurance shall contain an endorsement to the effect that any cancellation or any material change adversely affecting The Unified Government of Athens Clarke County’s interest shall not be effective until 30 days after the insurer or the Contractor gives written notice to the Purchasing Administrator.

All coverages, including workers’ compensation shall include a waiver of subrogation endorsement.

The Certificate of Insurance shall reference the proposal and project name as evidencing this requirement.

The Contractor shall insert the substance of this requirement, including this paragraph, in subcontracts under the contract that require work on The Unified Government of Athens-Clarke County property and shall require subcontractors to provide and maintain a copy of all subcontractors’ proofs of required insurance, and shall make copies available to the Purchasing Administrator upon request.”

The following persons or entities are to be listed on the Contractor’s general liability policy of insurance as additional insureds:

i. Unified Government of Athens-Clarke County, Georgia

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1. Who can apply?
2. What activities are eligible for funding?
3. How is “indigent” being defined?
4. When is the application due?
5. How should applications be submitted?
6. How are applications being evaluated?
7. How will funding be distributed?
8. When will funding be available?
9. What is the period of time funding will cover?
10. What are the insurance requirements for my organization to receive this funding?
11. Reporting requirements?
12. Who should I contact with questions?
13. My organization is a religious organization. Are we eligible for these local funds?
14. Is financial assistance (rental assistance, utility assistance, mortgage assistance, etc.) an eligible activity?